Freedom from Money Worries: Fantasy or Reality?

Are you sick of stressing about money?

If you know me, you know I have no interest in teaching people to stockpile money.

But I am interested in helping people live a life free from worry about money. And when they stop worrying, they open themselves up to empowering thoughts. Positive thoughts. New beliefs that override the fears.

Wealth is freedom

It’s more than a secure bank account—much more.

Wealth is really freedom. Freedom to decide to do something based on whether you want to do it, not whether you can afford to do it.

To choose the doctor or health procedure you want, not just the one with the lowest cost.

To choose the relationship you want to be in, instead of being ‘stuck’ with someone because of the financial issues.

To spend quality time with your loved ones, not always working so hard you miss out on the special moments you dream of being a part of.

Wealth is living a life you love.

Is your money self-talk keeping you in poverty mode?

Because money permeates almost every area of our lives, when I speak, I start my audience members a self-check on their with current money beliefs.

Answer these questions with a simple yes or no is the first step in taking your thoughts from poverty consciousness to prosperity consciousness.:

1) Did you get limiting money-focused messages as a child?
Example: “Money doesn’t grow on tress, you know,” or, “No We can’t afford that!”

2) Do you believe only children of wealthy parents go on to be wealthy themselves?

3) Do you believe you have to work hard and make sacrifices to ever get ahead financially?

4) Do you still have that “depression mentality” of fearing the money will all dry up one day, so you’d better hold on to every penny you can?

These are only a few of the money conversations we consciously—or worse yet, subconsciously— run in our mind. If you are constantly focused on a shortage of money, it’s time to upgrade those old beliefs to new, habitual ways of thinking that empower you.

Try this new game

Now try this fun exercise. If you practice it, you’ll be surprised how it starts to come naturally, as you program the new thoughts in your brain.

Every time you are challenged by a limiting belief about money, come up with an affirmation that is the direct opposite of that fearful money thought.

An example: When you see something you want, your first thought might be, “No, we can’t afford that!”

Right away, tell yourself, “I can’t wait to see how we creatively find the way to manifest that item into our lives.”

Watch your electro-magnetic thoughts and feelings move you toward creative ways to generate new money into your life.

I’ll be sharing more and more steps to lead you toward your empowered, wealthy life in this blog site and at my upcoming speaking events I speak at.

Did your parents send you messages about money that made you feel powerless? What were some of them? Did you overcome them and replace them with positive self-talk?

We’d love to hear from you in the comments.

10 Responses to Freedom from Money Worries: Fantasy or Reality?
  1. Judy Dunn
    October 30, 2010 | 9:47 pm

    Boy, does this post hit home, Merry. My mom would say things like, “Wait until payday and we’ll see.” And, What do you think we are, filthy rich?”

    These are the mindsets that are planted in us at such a young age that they just become automatic thoughts. I love the way you turn those negative thoughts into positives. Affirmations can be very powerful—life-changing, even.

    Thanks for making me think.

    • Merry C McNutt, CPA, MBA
      November 2, 2010 | 1:03 pm

      Yes, Judy, these automatic thoughts, still running in the back of your mind (your subconscious) can keep us in a disempowering mindset without us even being aware of the thoughts that send money fears through our thinking patterns. Congratulations on becoming aware of the thoughts you absorbed as a child. That is the the path to bringing what was once subconscious to the conscious mind. From there you create empowering thoughts/affirmations that will put old limiting beliefs to rest, one thought at a time.

  2. Patty K
    October 30, 2010 | 10:26 pm

    I think the absolute *worst* money message I got came from my father (who, ironically enough, was a self-made millionaire businessman). I had just started my babysitting business and he told me I was only *allowed* to charge half as much as the other babysitters in the area. Not as a competitive advantage, but because I wasn’t worth as much.

    Just thinking about this gets me a little riled up. And I also see (so very clearly) how it has impacted me through my entire life. From taking lower paying jobs to settling way too early in salary negotiations to setting my fees too low in my business.

    Thank you for the reminder not to let these imprints sabotage me.

    • Merry C. McNutt, CPA, MBA
      November 2, 2010 | 1:12 pm

      Patty, You are on the most empowering path by discovering these sabotaging thoughts of your worth. Though your father may have made this suggestion to you, now you get to choose the truth: You are worth everything your ‘competitors’ are worth and then some. Your work is to look into all the areas in your life where you think you are ‘not worth’ much, and create new, empowering affirmations to create a constant new belief: I’m worth it.
      Here’s a suggestion for a new affirmation: Instead of I’m not worth as much as them, try instead, “I’ve worked hard to become this incredible. People seek me out because of my value. I now commit to myself that I will start charging what the world is gladly willing to pay me for my value.”
      I’m sure there are words that work even better for you personally, but start with that.
      Believe in you, the world will follow.

  3. Barbara Breckenfeld
    November 1, 2010 | 1:52 am

    Money is such a juicy topic! What a gold mine of ingrained assumptions and deeply held beliefs.

    Learned at my father’s knee: I must work hard all the time. It’s all a lonely struggle.

    Decided in my first year of college to transfer to art school. A career choice based on potential income was the last thing on my mind. “Money doesn’t matter” seemed to be the theme.

    30+ years later, I continue to unpack this and explore the many ways in which I create abundance in my life with an without money.

    Thank you for another look at this ‘rich’ subject!

    • Merry C McNutt, CPA, MBA
      November 6, 2010 | 1:41 am

      Yes, believing that “I must work hard all the time,” is a lonely struggle. You ignore your natural patterns when you are all work and no play. I’m excited that you are now looking at that belief. I suggest an affirmation, “I look for ways to earn money with ease by finding my passion, and a creative way to get paid for it.”

  4. Lori Richardson
    November 1, 2010 | 4:27 pm

    Merry, I LOVE your suggestion to tell yourself, “I can’t wait to see how we creatively find the way to manifest that item into our lives.”

    Believing that you have influence over what happens is a wonderful thing, and knowing that our choices lead us down paths – and that those paths can change is powerful.

    I look forward to reading more from you!

    • Merry C. McNutt, CPA, MBA
      November 2, 2010 | 1:18 pm

      Lori, You do have influence over your reality. If you think, “I always have bad luck,” you will most certainly attract bad luck situations to show up (e.g. broken nails, knocking over a cup of coffee; hitting all the red lights when you’re in a hurry, etc.) If, on the other hand, you have the thought, “Everything always works out of me,” you are on your way to the green lights and front row parking on a rainy day; a friendly gentleman holding the door open for you; your favorite item being on sale, etc. We are electro-magnetic beings (scientifically proven) and like a giant magnet, we do indeed attract through our thoughts. Check out my next blog post that will tell more about that…stay tuned, and stay positive.

  5. Tshombe
    November 2, 2010 | 6:09 pm

    Merry,

    You know what I love most about the “new game” you describe?

    Well, there is more than one thing I love about it!

    First, our minds LOVE games, but sadly, for many folks “money” and “game” do not occur in the same sentence/context, unless to lament that they don’t know how to play it.

    So calling this a new game is fabulous in itself!

    I really appreciate the way you crafted your reframe in the scenario where the conditioned response is to explain that we can’t afford this or that: “I can’t wait to see how we creatively find the way to manifest that item into our lives.”

    First of all, the statement is refreshing; it has the “form” of a game because it has anticipation and excitement built into it.

    Next, it engages the brain to immediately go into creative mode. Thirdly, it moves you from powerlessness to possibilities and choices.

    I am glad you offered the example after the instruction to come up with an affirmation that is the opposite of the limiting thought or belief.

    This is where I slightly disagree because your example is not the opposite of the limiting thought. In fact, it doesn’t attempt to fight or block or negate the limiting thought at all, which (I would assert) is where the power lies.

    The challenge with affirmations as they are typically practiced is that they are often unbelievable.

    For example, if you turn the thought “No, we can’t afford that!” (which, by the way, may be clearly reinforced by what’s actually in the bank account — or not) to “Yes, we absolutely can afford that,” it still rings hollow emotionally because it’s too much of a stretch.

    But, you wonderfully creative reframe, “I can’t wait to see how we creatively find the way to manifest that item into our lives,” magnificently bypasses the need to fight the ego or what is by simply affirming something else that is equally valid and requires far less effort to reinforce.

    PLUS, it’s a lot more fun!

    • Merry C McNutt, CPA, MBA
      November 6, 2010 | 1:39 am

      Tshombe, Great thoughts. I appreciate your comments. You’re right, the affirmation I used for an example is not opposite in the English language, but, it is opposite in the allowing vs. resisting world. I love your aligning thoughts that support the knowing that positive thoughts lead the brain to a creative mode. It’s from that creative mode that we can more easily act in ways that bring our dreams closer.
      One of my favorite phrases is, “Be happy no matter what. Life is meant to be fun.”

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